For truckers, trucking can be a dangerous job whether you're hauling goods or using your own rig for personal use. Thankfully, there are options for truckers such as Healthy Travel and Trucker's Insurance that can help truckers navigate this risky line of work.
The Benefits of Truckers Health Insurance:
Truckers have multiple health insurance options that can offer them the best coverage for their needs. You may click here to know about health coverage for a lifetime. A few of the most common types of truckers' health insurance are as follows:
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Commercial Drivers Health Insurance (CDHI) is a type of health insurance offered to commercial drivers. CDHIs usually provide comprehensive health coverage, including hospitalization, surgery, and maternity care.
Employer-sponsored health insurance (ESHI) is the most common type of trucker health insurance. ESHIs are typically provided by large businesses and often include benefits such as hospitalization, surgery, and maternity care for employees.
Personal injury protection (PIP) is a type of health insurance available to drivers who are injured while on the job. PIP provides coverage for medical expenses, lost wages, and other related costs.
Travel medical insurance is a type of health insurance that covers medical expenses while traveling outside the country. This type of insurance is typically recommended for drivers who travel frequently or for long distances.
Types of Coverage
There are a variety of health insurance options available to truckers, depending on their needs and preferences. The most common types of coverage are:
Commercial liability insurance provides protection from financial losses due to lawsuits filed against the trucker or the trucking company.
Property damage insurance pays for damages to the trucker's vehicle or property that are caused by an accident.
Health insurance provides coverage for medical expenses, including hospital stays and doctor fees.
Uninsured/underinsured motorist insurance covers the trucker in case he or she is involved in a car accident with someone who does not have proper coverage. You may navigate here to get information for owner-operator-truck-insurance which can be beneficial for lifelong.
Workers' compensation provides benefits if the trucker becomes injured at work.